Updated on March 9, 2024
Insurance is an essential part of owning a short-term rental, whether you rent out only part of your primary residence or have a portfolio of multiple vacation rental properties. Yet the vast majority of homeowners have inadequate insurance on their short-term rental.
Steven and Kylee Niederhauser, owners of Arrivls Vacation Rental Property Management in Southern California’s Coachella Valley, said about 70% of their new clients don’t have the correct insurance.
Whether you already have insurance or you’re shopping around for the right policy, asking the right questions is key to making sure you and your property are protected.
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How AirCover and Vrbo liability protection are not enough
Looking out for vacation rental insurance exclusions
Steps to figuring out short-term rental insurance
Questions to ask your insurance agent
Other vacation rental coverages
Confirming your insurance coverage with the underwriter
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